Should you aggressively payoff debt or try to invest? There are pros and cons to each method.

Typically investing will give you a greater return over time than paying off debt. The market has averaged 10% growth over the last 40 years. And likely the percentage on your debt is much lower than this. So technically investing would be the better option.

However, SO much about our money has to do with PSYCHOLOGY – and our emotions – not JUST the numbers. That’s why I think getting FREE from debt (besides your mortgage) is the best option. THEN you can then take that money you were spending on debt and turn it into investments – or anything else you want to spend it on (travel, kids, retirement, college fund, or whatever you want!).

Get rid of the debt, then invest.